1. Authorization to Charge

By signing or electronically accepting this declaration, the undersigned cardholder (“Client”) expressly authorizes Abrams Rothchild LLC and its cruise divisions—Steppers Cruise and Louisiana Groove Cruise (collectively, “Company”)—to charge the credit/debit card identified below (“Card”) for:

1. All future purchases, reservations, and add-on services related to any Steppers Cruise or Groove Cruise itinerary;

2. Any outstanding or past-due balances on Client’s account;

3. Ancillary fees (gratuities, excursions, upgrades, taxes, port charges, processing or administrative fees) that Client elects before, during, or after travel.

This authorization applies to one-time charges, scheduled installment payments, and any additional amounts that may become due under the applicable booking contract.

2. Client Responsibility for Declines & Fees

The Client acknowledges and accepts that:

• Sufficient Funds – The Card must have available funds/credit at each scheduled charge date.

• Declines – Should any transaction be declined, the Client remains fully responsible for the unpaid balance plus any bank penalties, reversal fees, or additional administrative costs the Company incurs.

• Chargebacks – Initiating an unauthorized chargeback without first notifying the Company in writing may be treated as breach of contract and may result in collection efforts, cancellation of the reservation, or legal action to recover all sums and related costs.

3. Recurring Installment Schedule

For bookings with a payment plan, charges will occur on the dates and in the amounts reflected on the Client’s invoice. The Company may accelerate or consolidate installment dates only with at least seven (7) days’ prior email notice to the Client.

4. Non-Refundable & Cancellation Policy

Certain payments—such as the published per-person upcharge, processing fees, and any amounts labeled “non-refundable” on the invoice—are irrevocably earned once charged. If the Client cancels or the reservation is otherwise terminated, these sums remain non-refundable and will not be credited back to the Card.

5. Data Security

The Company processes all payments through PCI-DSS–compliant platforms. Card details are encrypted, stored, and transmitted using industry-standard safeguards. Only authorized personnel have access for payment purposes.

6. Revocation of Authorization

The Client may revoke this authorization at any time by delivering written notice to billing@abramsrothchild.com at least ten (10) days before the next scheduled charge. Revocation does not absolve the Client of balances already incurred or payments that become due under the booking contract.

7. Governing Law & Dispute Resolution

This declaration and any disputes arising from it are governed by the laws of the State of Louisiana, without regard to its conflicts-of-law principles. The parties agree to resolve disputes through binding arbitration or the state and federal courts located in East Baton Rouge Parish, Louisiana, unless another forum is mandated by applicable consumer-protection law.

8. Acceptance

By signing below—or by checking the acceptance box on the Company’s secure payment page—the Client confirms that:

• All information provided is true and correct;

• The Client is an authorized user of the Card;

• The Client has read, understands, and agrees to every term of this Payment Authorization & Liability Declaration.